Immediate Wealth

By owning stocks, you have a right to a company’s possible growth at the end of a business year. Stocks can also be called shares. They present a unique kind of risk. When companies issue stocks and are sold in the stock market, they allow the public to buy into their gains as well as the risks of losses.

There have been cases where companies go out of business and their stockholders lose money (e.g. the Lehman Brothers and Enron). Also, there are cases where small companies grow into billion-dollar companies and their stockholders managed to get returns (e.g. Tesla and Google). Identifying the right companies to buy stocks from is crucial to your investment experience.

Cryptocurrencies are digitized versions of our regular money. Unlike regulated tokens and bank digits, transactions carried out with cryptocurrencies are publicly accessible on the blockchain and they are not regulated by the government. Instead of being perceived as currencies, however, people consider cryptocurrencies as assets with the possibility to appreciate or depreciate in value. Therefore, they are investment opportunities with values that are defined by the market.

Governments and public companies issue bonds when they want to borrow money from the general public to be repaid with interest. These bonds are backed with credible assets that could be sold to repay the lenders if the government or company fails to repay the loans.

Despite the relatively safety of bonds, there are hidden risks associated with bond investments including rising inflation that could eat up the interest on the bond. Investment education firms will teach you how to assess these risks and make informed decisions on your bond purchases.

Real estate investments are some of the oldest forms of investments. They involve anything directly built on land, including residential and commercial buildings. Even undeveloped lands as well. Traditionally, investing in real estate means buying lands or structures built on the land. In recent times, that definition has evolved as the world now has more creative ways to go into real estate investments. Some of these creative ways include REITs, real estate crowdfunding and co-owning, as well as syndications. Connect with investment education firms through Immediate Wealth to learn about these real estate investment options and figure out which is best for you.

Mutual funds are an interesting way to invest in multiple investment options at once. How they work is simple. Some investment professionals develop a strategy for buying assets and building a diversified investment portfolio. Then, they gather money from different individuals (usually, high-net-worth people) to buy these assets. So, when you invest in a mutual fund, you are invariably owning a proportion of its diversified portfolio.

Sometimes, people buy raw materials and natural minerals to hoard them and sell them at higher prices. These raw materials and minerals are collectively referred to as commodities. Interestingly, there is a market for every commodity and certain conditions affect the value of those commodities. Crude oil, for instance, is driven by several economic and diplomatic events around the world, especially in oil-producing regions (e.g. the Middle East and Africa).